Ayushman Bharat Yojana / Modicare is a flagship universal health insurance scheme for 10 crore poor families (50 crore citizens). National Health Protection Scheme (NHPS) will provide cashless treatment upto Rs 5 lakh per year to all families whose name appears in All India Final BPL List 2018. As announced in Budget 2018, the selection of beneficiaries will be based on SECC-2011 data. Here we are providing complete list of urban and rural beneficiaries which is to be prepared based on SECC-2011 Data.
This Rs. 5 lakh insurance coverage is for secondary and tertiary hospitalization procedures in public and private empaneled hospitals. Central government will create a database of the targeted beneficiaries which will consists of all the details of deprived households. These households will have to apply online for Ayushman Bharat Yojana 2018 to avail benefits.
On 14 April 2018, PM narendra Modi has opened first wellness center in Jangla, Bijapur, Chhattisgarh. See List of Services at Health and Wellness Centres (HWC). Previously on March 22, modi govt. has approved Ayushman Bharat National Health Protection Mission (AB-NHPM). See complete list of urban, rural and other beneficiaries here.
Ayushman Bharat Yojana List of Beneficiaries
The total number of households in India are 244.9 million (24.9 crore). Out of these total households, 177.9 million (17.79 crore) households are in rural areas while 65.2 million (6.52 crore) households are in urban areas. As announced in Union Budget 2018-19, this scheme will target 107.4 million (10.74 crore) poor, deprived rural households and identified occupational category of urban workers. These beneficiaries are identified through the Socio-Economic and Caste Census – SECC-2011 Data. Here we give a description of the eligible beneficiaries which are included in this National Health Protection Scheme (NHPS).
Ayushman Bharat Yojana 2018 – Beneficiaries List
|A) Households without shelters, destitutes, beggars, manual scavengers and primitive tribes (Automatic Category)||1.6 million|
|B) Landless Casual Labourers||54 million|
|C) SC / ST, families without adult members, disabled and families led by women with no male members||21.6 million|
|A) Rag pickers||23,825|
|C) Domestic Workers||6,85,352|
|D) Street Vendors||8,64,659|
|E) Construction Workers / Plumbers / Masons / Security Guards / Coolies / other head load workers||1,02,35,435|
|F) Sweepers / Sanitation Workers / Malis||6,06,446|
|G) Home based Workers, Artisans / Handicraft workers / Tailors||2,758,194|
|H) Transport Workers, Cart pullers, Rickshaw pullers||2,773,310|
|I) Electricians / Mechanics / Assemblers / Repair workers||1,199,262|
|J) Washermans / Chowkidars||4,60,433|
After the successful implementation of this scheme for BPL Families, central govt. is planning to cover the entire population under this Universal Health Insurance Scheme.
Ayushman Bharat Yojana 2018 – Number of Beneficiaries
Central govt. will implement this Health Assurance to ensure proper healthcare facilities to all. The above mentioned category wise distribution data will tell us about the intent of government to benefit poor families. Now every person must avail better health care facilities and live a healthy and disease free (aarogya) life.
Central govt. will also transform 1.5 lakh Sub Centers and Primary Health Centers as Health and Wellness Centers (HWC) to provide comprehensive healthcare to people. There is no income limit, cap on family size and age limit to avail its benefits. Ayushman Bharat Yojana 2018 will also cover pre and post hospitalization benefits and its benefits are portable across the country.
States / Districts Covered under NHPS
NHPS Scheme will provide benefits to deprived rural families and identified occupational category of urban workers families. All the families (both in rural areas and urban areas) which got included in SECC-2011 data can apply and avail benefits. This scheme will get rolled out across all States / UTs.
Ayushman Bharat Yojana 2018 will also subsume Rashtriya Swasthya Bima Yojana (RSBY) and Senior Citizens Health Insurance Scheme (SCHIS). NHPS is specifically designed to be dynamic and aspirational and it would take into account any future changes in exclusion / inclusion / deprivation / occupational criteria in the SECC data.