UPDATED – List of PMAY Home Loan Banks & Housing Finance Companies Under CLSS for EWS/LIG

Dated: July 13, 2017 | Updated On: November 7, 2017 | Category: Central Government, Pradhan Mantri Yojana

Pradhan Mantri Awas Yojana, a flagship housing scheme of Narendra Modi government is providing benefits to people across the country through 4 main components. However, in previous months the central government has amended one of the most important component of PMAY which is Credit Linked Subsidy Scheme or CLSS.

Earlier the CLSS was applicable only for EWS and LIG but the government now has also introduced MIG category into it. Under the CLSS component, the home loan borrowers who avail housing loan in 2017 would be provided interest subsidy on home loan interest rates subject to the income and other criteria. There are hundreds of banks and housing finance companies which are providing home loans to eligible beneficiaries under the CLSS component of PMAY.

Below is the summary of the Primary Lending Institutions who have signed MoU with central nodal agencies for providing home loan under the CLSS component of Pradhan Mantri Awas Yojana, as on 31st October 2017.

Public Sector Banks 19 2 21
Private Sector Banks 14 6 20
Regional Rural Banks 38 16 54
Co-Operative Banks 19 41 60
Housing Finance Companies 79 79
Small Finance Bank 7 1 8
Non Banking Finance Company – Micro Finance Institution 7 1 8
Total 183 67 250

PMAY Home Loan Subsidy for EWS / LIG
PMAY Home Loan Banks List for CLSS for MIG

Below is the complete list of PMAY Home Loan Banks for EWS/LIG under CLSS Component.

PMAY Home Loan Banks List for EWS/LIG

Sl. PLI Website Address Associated CNA
1. Allahabad Bank www.allahabadbank.in NHB
2. Andhra Bank www.andhrabank.in NHB
3. Bank of Baroda www.bankofbaroda.co.in NHB
4. Bank of India www.bankofindia.com NHB
5. Bank of Maharashtra www.bankofmaharashtra.in NHB
6. Canara Bank www.canarabank.in NHB
7. Central Bank of India www.centralbankofindia.co.in HUDCO
8. Corporation Bank www.corpbank.com NHB
9. Dena Bank www.denabank.co.in NHB
10. IDBI Bank Ltd. www.idbi.com NHB
11. Indian Bank www.indian-bank.com NHB
12. Indian Overseas Bank www.iob.in NHB
13. Oriental Bank of Commerce www.obcindia.co.in NHB
14. Punjab & Sind Bank www.psbindia.com NHB
15. Punjab National Bank www.pnbindia.in NHB
16.  State Bank of India* www.sbi.co.in NHB
17. Syndicate Bank www.syndicatebank.in NHB
18. UCO Bank www.ucobank.com NHB
19. Union Bank of India www.unionbankonline.co.in NHB
20. United Bank of India www.unitedbankofindia.com NHB
21. Vijaya Bank www.vijayabank.com HUDCO
1. Axis Bank Ltd. www.axisbank.com NHB
2. Bandhan Bank Ltd. www.bandhanbank.com NHB
3. Catholic Syrian Bank www.csb.co.in NHB
4. City Union Bank www.cityunionbank.com HUDCO
5. DCB Bank Ltd. www.dcbbank.com NHB
6. Dhanlaxmi Bank Ltd. www.dhanbank.com HUDCO
7.  Deutsche Bank AG www.deutschebank.co.in NHB
8. ICICI Bank Ltd. www.icicibank.com NHB
9. IDFC Bank Ltd. www.idfcbank.com NHB
10. J&K Bank www.jkbank.net HUDCO
11. Karnataka Bank Ltd. www.karnatakabank.com NHB
12. Karur Vysya Bank Ltd. www.kvb.co.in NHB
13. Kotak Mahindra Bank Ltd. www.kotak.com NHB
14. Lakshmi Vilas Bank www.lvbank.com HUDCO
15. Nanital Bank Ltd. www.nainitalbank.co.in HUDCO
16. SBM Bank (Mauritius) Ltd. www.sbmgroup.mu NHB
17. South Indian Bank Ltd. www.southindianbank.com HUDCO
18. Tamilnad Mercantile Bank Ltd. www.tmb.in NHB
19. The Federal Bank Ltd. www.federalbank.co.in NHB
20. Yes Bank www.yesbank.in NHB
1. Allahabad UP Gramin Bank www.allahabadgraminbank.in  NHB
2. Andhra Pradesh Grameena Vikas Bank www.apgvbank.in NHB
3. Andhra Pragati Grameena Bank www.apgb.in NHB
4. Arunanchal Pradesh Rural Bank www.apruralbank.com NHB
5. Assam Gramin Vikas Bank www.agvbank.co.in NHB
6. Bangiya Gramin Vikas Bank www.bgvb.co.in HUDCO
7. Baroda Gujarat Gramin Bank www.bggb.in NHB
8. Baroda Rajasthan Kshetriya Gramin Bank www.brkgb.com HUDCO
9. Baroda Uttar Pradesh Gramin Bank www.barodagraminbank.com NHB
10. Bihar Gramin Bank www.bihargraminbank.in HUDCO
11. Central Madhya Pradesh Gramin Bank www.centralmpgraminbank.com NHB
12. Chaitanya Godavari Grameena Bank www.cggb.in NHB
13. Chhattisgarh Rajya Gramin Bank www.cgbank.in NHB
14. Dena Gujarat Gramin Bank www.dggb.co.in NHB
15. Ellaquai Dehati Bank www.edb.org.in HUDCO
16. Gramin Bank of Aryavart www.aryavart-rrb.com NHB
17. Himachal Pradesh Gramin Bank www.himachalgraminbank.org NHB
18. J&K Grameen Bank www.jkgb.in HUDCO
19. Jharkhand Gramin Bank www.jharkhandgraminbank.com HUDCO
20. Karnataka Vikas Grameena Bank www.kvgbank.com NHB
21. Kashi Gomti Samyut Bank www.kgsgbank.co.in  NHB
22. Kaveri Grameena Bank www.kaverigrameenabank.com NHB
23.  Kerala Gramin Bank www.keralagbank.com NHB
24. Langpi Dehangi Rural Bank www.ldrb.org NHB
25. Madhya Bihar Gramin Bank www.mbgbpatna.com NHB
26. Madhyanchal Gramin Bank www.mgbank.co.in  NHB
27. Maharashtra Gramin Bank www.mahagramin.in NHB
28. Manipur Rural Bank www.manipurruralbank.com NHB
29. Meghalaya Rural Bank www.meghalayaruralbank.co.in HUDCO
30. Mizoram Rural Bank www.mizoramruralbank.com NHB
31. Nagaland Rural Bank Not Available NHB
32. Narmada Jhabua Gramin Bank www.njgb.in NHB
33.  Odisha Gramiya Bank www.odishabank.in NHB
34. Pallavan Grama bank www.pallavangramabank.in NHB
35. Pandyan Grama Bank www.pandyangramabank.in  NHB
36. Pragathi Krishna Gramin Bank www.pragathikrishnabank.com NHB
37. Prathama Bank www.prathamabank.org NHB
38. Puduvai Bharathiar Grama Bank www.puduvaibharathiargramabank.in HUDCO
39. Punjab Gramin Bank www.pgbho.com NHB
40. Purvanchal Bank www.purvanchalbank.com HUDCO
41. Rajasthan Marudhara Gramin Bank www.mgbbank.com HUDCO
42.  Saptagiri Grameena Bank www.saptagirigrameenabank.in NHB
43. Sarva Haryana Gramin Bank www.shgb.co.in NHB
44. Sarva UP Gramin Bank www.upgb.com HUDCO
45. Satluj Gramin Bank www.sgbbathinda.co.in HUDCO
46. Saurashtra Gramin Bank www.sgbrrb.org NHB
47. Telangana Grameena Bank www.tgbhyd.in HUDCO
48. Tripura Gramin Bank www.tripuragraminbank.org  NHB
49.  Utkal Grameen Bank www.ugb.co.in NHB
50. Uttarakhand Gramin Bank www.uttarakhandgraminbank.com HUDCO
51. Uttarbanga Kshetriya Gramin Bank www.ubkgb.org HUDCO
52. Uttar Bihar Gramin Bank www.ubgb.in  NHB
53. Vanachal Gramin Bank www.vananchalgraminbank.com HUDCO
54. Vidharbha Konkan Gramin Bank www.vkgb.co.in NHB
1. Adarsh Co-Operative Bank Ltd. HUDCO
2. Assam Co-Operative Apex Bank www.apexbankassam.com HUDCO
3. Bihar State Co-operative Bank Ltd. http://biharbank.bih.nic.in HUDCO
4. Bombay Mercantile Co-operative Bank www.bmcbankltd.com NHB
5. Chhattisgarh Rajya Sahakari Bank Maryadit www.cgapexbank.com HUDCO
6. Citizen Credit Co-op Bank Limited www.citizencreditbank.com  NHB
7. Cosmos Co-operative Urban Bank Ltd. www.cosmosbank.com HUDCO
8. Dombivli Nagari Sahakari Bank Ltd. http://dnsbank.in HUDCO
9. Jalgaon Janata Sahakari Bank Ltd. www.jjsbl.com  NHB
10. Janaseva Sahakari Bank Ltd. www.janasevabankpune.net HUDCO
11. Janta Sahakari Bank Ltd. www.janatabankpune.com HUDCO
12. J&K State Cooperative Bank HUDCO
13. Jharkhand State Co-Operative Bank Ltd. www.jscb.gov.in HUDCO
14. Kallappanna Awade Ichalkaranji Janta Sahakari Bank Ltd. www.ijsbank.com HUDCO
15. Kalupur Commercial Co-operative Bank Ltd. www.kalupurbank.com HUDCO
16. Karad Urban Co-Operative Bank Ltd. www.karadurbanbank.com HUDCO
17. Kerala State Co-Operative Bank Ltd. www.keralacobank.com HUDCO
18. Lakhimpur Urban Co-Operative Bank Ltd. www.lakhimpurucb.org NHB
19. Mahanagar Co-Operative Bank Ltd. www.mahanagarbank.com HUDCO
20. Malviya Urban Cooperative Bank Ltd. www.malviyabank.com HUDCO
21. Meghalaya Co-Operative Apex Bank Ltd. http://mcab.gov.in HUDCO
22. Mehsana Urban Co-Operative Bank Ltd. www.mucbank.com HUDCO
23. Mizoram Cooperative Apex Bank Ltd. www.mizoapex.com HUDCO
24. NKGSB Co Operative bank Ltd. www.nkgsb-bank.com NHB
25. Nutan Nagarik Sahakari Bank Ltd. www.nutanbank.com HUDCO
26. Odisha State Cooperative Bank www.oscb.coop HUDCO
27. Prime Co-operative Bank Ltd. www.primebankindia.com  NHB
28. Punjab & Maharastra Co- operative Bank Ltd. www.pmcbank.com NHB
29. Rajarambapu Sahakari Bank Ltd. www.rajarambapubank.org HUDCO
30. Rajkot Nagarik Sahakari Bank Limited www.rnsbindia.com NHB
31. Sangli Urban Co-Operative Bank Ltd. www.sangliurbanbank.in HUDCO
32. Saraswat Cooperative Bank Ltd. www.saraswatbank.com  NHB
33. Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. www.pardipeoplesbank.in HUDCO
34. Sarvodaya Commercial Co- operative Bank www.sccbank.in NHB
35. Shikshak Sahakari Bank Ltd. www.shikshakbank.com HUDCO
36. Shivalik Mercantile Co-Operative Bank www.shivalikbank.com NHB
37. Shri Mahalaxmi Co-Op Bank Ltd. www.shrimahalaxmibankkolhapur.com HUDCO
38.  Shri Mahila Sewa Sahakari Bank Ltd. www.sewabank.com NHB
39. Shree Panchganga Nagari Sahakari Bank Ltd. www.panchgangabank.com HUDCO
40. Sikkim State Co-Operative Bank Ltd. HUDCO
41. SVC Co-Operative Bank Ltd. www.svcbank.com HUDCO
42. The Ahmedabad Mercantile Co- operative Bank Ltd. www.amco-bank.com NHB
43. The Arunachal Pradesh State Cooperative Apex Bank Ltd. HUDCO
44.  The Bharat Co-operative Bank (Mumbai) Ltd. www.bharatbank.com  NHB
45. The Central Co-Operative Bank Ltd. www.ccbank.bg HUDCO
46. The Goa State Co-Operative Bank Ltd. www.gscbgoa.com HUDCO
47. The Greater Bombay Co- operative Bank Ltd. www.greaterbank.com  NHB
48. The Gujarat State Co-operative Bank Ltd www.gscbank.co.in NHB
49. The Himachal Pradesh State Cooperative Bank Ltd. http://hpscb.com/ HUDCO
50. The Jalgaon Peoples Co-Operative Bank Ltd. www.jpcbank.com HUDCO
51. The Kalyan Janata Sahakari Bank Ltd. www.kalyanjanata.in NHB
52. The Kurmanchal Nagar Sahakari Bank Ltd. www.kurmanchalbank.com HUDCO
53. The Nawangar Co-operative Bank Ltd. www.nawanagarbank.co.in NHB
54. The Pandharpur Urban Co-Operative Bank Ltd. www.pandharpurbank.com HUDCO
55. The Punjab State Cooperative Bank Ltd. www.pscb.in HUDCO
56. The Surat People’s Cooperative Bank Ltd. www.spcbl.in HUDCO
57. The Visakhapatnam Co-operative Bank Ltd. www.vcbl.in HUDCO
58. The West Bengal State Co- operative Bank Ltd. www.wbscb.com NHB
59. TJSB Sahakari Bank Ltd. www.tjsbbank.co.in HUDCO
60. Uttarakhand State Cooperative Bank Ltd. www.ukstcbank.com HUDCO
1. Aadhar Housing Finance Ltd. www.aadharhousing.com NHB
2.  Aditya Birla Housing Finance Ltd. www.adityabirlahomeloans.com NHB
3. Akme Star Housing Finance Ltd. www.akmestarhousing.com NHB
4. Altum Credo Home Finance Private Ltd. www.altumcredo.com NHB
5. Aptus Value Housing Finance India Ltd. www.aptusindia.com NHB
6. Aspire Home Finance Corporation Ltd. www.ahfcl.com NHB
7. AU Housing Finance Ltd. www.auhfin.in NHB
8. Bee Secure Home Finance Pvt. Ltd. www.incred.com NHB
9. Can Fin Homes Ltd. www.canfinhomes.com NHB
10. Capital First Home Finance Ltd. www.capfirst.com NHB
11. Capri Global Housing Finance Private Limited www.cgcl.co.in NHB
12. Cent Bank Home Finance Ltd. www.cbhfl.com NHB
13. Centrum Housing Finance Ltd. www.centrum.co.in NHB
14. Dewan Housing Finance Corporation Ltd. www.dhfl.com NHB
15. DHFL Vyasa Housing Finance Ltd. www.dvhousing.com NHB
16. DMI Housing Finance Pvt. Ltd. www.dmihousingfinance.in NHB
17. Edelweiss Housing Finance Ltd. www.edelweissfin.com NHB
18. Essel finance Home loans Ltd. NHB
19. Fast Track Housing Finance Pvt. Ltd. www.fasttrackhfc.com NHB
20. Fullerton Home Finance Company Ltd. www.fullertonindia.com NHB
21. GIC Housing Finance Ltd. www.gichfindia.com NHB
22.  GRUH Finance Ltd. www.gruh.com NHB
23. Habitat Microbuild India Housing Finance Company Pvt. Ltd. www.microbuildindia.com NHB
24. HBN Housing Finance Ltd. www.hbnhousing.com NHB
25. Hinduja Housing Finance Limited www.hindujahousingfinance.com NHB
26. Home First Finance Company India Pvt. Ltd. www.homefirstindia.com NHB
27. Housing and Urban Development Corporation Ltd. www.hudco.org NHB
28. Housing Development Finance Corporation Ltd. www.hdfc.com NHB
29. ICICI Home Finance Company Ltd. www.icicihfc.com NHB
30. IKF Housing Finance Private Limited www.ikffinance.com NHB
31. India Bulls Housing Finance Ltd. www.indiabullshomeloans.com NHB
32. India Home Loan Ltd. www.indiahomeloan.co.in NHB
33. India Infoline Housing Finance Ltd. www.iiflhomeloans.com NHB
34. India Shelter Finance Corporation Ltd. www.indiashelter.in NHB
35. IndoStar Home Finance Pvt. Ltd. www.indostarcapital.com NHB
36. Khush Housing Finance Ltd. www.khfl.co.in  NHB
37. KIFS Housing Finance Pvt. Ltd. www.kifshousing.com NHB
38. L & T Housing Finance Ltd. www.lthousingfinance.com NHB
39. LIC Housing Finance Ltd. www.lichousing.com  NHB
40. Magma Housing Finance www.magmahfc.co.in NHB
41. Mahindra Rural Housing Finance Ltd. www.mahindrahomefinance.com NHB
42. Mamata Housing Finance Company Pvt. Ltd. www.mamtahousingfinance.com NHB
43. Manibhavnam Home Finance India Pvt. Ltd. www.manibhavnam.com NHB
44.  Manipal Housing Finance Syndicate Ltd. www.manipalhousing.com NHB
45. Mannappuram Home Finance Pvt. Ltd. www.manappuram.com NHB
46. MAS Rural Housing and Mortgage Finance Ltd. www.mrhmfl.co.in NHB
47. Mentor Home Loans India Ltd. www.mentorhousing.com NHB
48. Micro Housing Finance Corporation Ltd. www.mhfcindia.com NHB
49. Muthoot Homefin(India) Ltd. www.muthootfinance.com NHB
50. Muthoot Housing Finance Company Ltd. www.muthootgroup.com NHB
51. National Trust Housing Finance Ltd. www.natrusthome.com NHB
52. Navarathna Housing Finance Ltd. NHB
53. New Habitat Housing Finance and Development Ltd. www.newhabitat.in NHB
54. Nivara Home finance limited www.nivarahousing.com NHB
55. North East Region Housing Finance Company Ltd. www.nerhofic.co.in NHB
56. Orange City Housing Finance Ltd. www.ochfl.com NHB
57. Panthoibi Housing Finance Company Ltd. www.phfcl.org.in NHB
58. Piramal Housing Finance Pvt. Ltd. www.piramalhousing.in NHB
59. PNB Housing Finance Ltd. www.pnbhousing.com NHB
60. RAAS Housing Finance (India) Ltd. www.raashfc.com NHB
61.  Reliance Home Finance Ltd. www.reliancehomefinance.com NHB
62. Religare Housing Development Finance Corporation Ltd. www.religarehomeloans.com NHB
63. Repco Home Finance Ltd. www.repcohome.com NHB
64.  Sahara Housing Fina Corporation Ltd. www.saharahousingfina.com NHB
65. Saral Home Finance Ltd. www.saraldhan.com NHB
66. SEWA Grih Rinn Ltd. www.sgrlimited.in NHB
67. Shriram Housing Finance Ltd. www.shriramhousing.in NHB
68. Shubham Housing Development Finance Company Pvt. Ltd. www.shubham.co NHB
69. SRG Housing Finance Ltd. www.srghousing.com NHB
70. Sundaram BNP Paribas Home Finance Ltd. www.sundarambnpparibashome.com NHB
71. Supreme Housing Finance Limited www.supremehomeloans.com NHB
72. Swagat Housing Finance Company Ltd. www.swagathfc.in NHB
73. Swarna Pragati Housing Microfinance Private Limited www.swarnapragatihousing.com NHB
74. Tata Capital Housing Finance Ltd. www.tatacapitalhfl.com NHB
75. Ummeed Housing Finance Private Limited www.ummeedhfc.com NHB
76. USB Housing Finance Corporation Ltd. www.usbhousing.in NHB
77.  Vastu Housing Finance Corporation Ltd. www.vastuhfc.com NHB
78. Viva Home Finance Ltd. www.vivagroup.in NHB
79. West End Housing Finance Limited www.westendhfl.com  NHB
1. AU Financiers Ltd. www.aufin.in  NHB
2. Capital Small Finance Bank Limited www.capitalbank.co.in NHB
3. ESAF Small Finance Bank http://emfil.org HUDCO
4. Equitas Small Finance Bank www.equitasbank.com  NHB
5. Janalakshmi Financial Services Ltd. www.janalakshmi.com NHB
6. Suryoday Small Finance Bank Ltd. www.suryodaybank.com  NHB
7. Ujjivan Small Finance Bank www.ujjivan.com  NHB
8. Utkarsh Small Finance Bank Ltd. www.utkarshmfi.com  NHB
1. Annapurna Micro Finance Pvt. Ltd. www.ampl.net.in NHB
2. Bharat Financial Inclusion Ltd www.bfil.co.in NHB
3. Cholamandalam Investment & Finance Company Ltd. www.cholamandalam.com HUDCO
4. Digamber Capfin Limited www.digamberfinance.com NHB
5. Margdarshak Financial Services limited www.margdarshak.org.in NHB
6. Satya Micro Capital Ltd. www.satyamicrocapital.com NHB
7. Spandana Sphoorty Financial Ltd. www.spandanaindia.com NHB
8. SV Creditline Private Limited www.svcl.in NHB

DATA SOURCE: www.mohua.gov.in | Data as on 31st October 2017

There is a total of 250 primary lending institutions which are providing home loans to EWS/LIG under the CLSS component of Pradhan Mantri Awas Yojana. These PLI’s includes, Non-Banking finance companies, public and private sector banks, regional and co-operative banks, micro finance institutions and small finance banks.

Home loans for Pradhan Mantri Awas Yojana can be applied online through the official websites of the banks and housing finance companies as listed above or the individuals can directly visit the bank branch for more details.

The complete list can also be downloaded from the official website of Ministry of Housing and Urban Poverty Alleviation from the below link.


CLSS Toll-Free Helpline Numbers:
NHB: 1800-11-3377 / 1800-11-3388 and HUDCO: 1800-11-6163

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