List of PMAY Home Loan Banks & Housing Finance Companies Under CLSS for EWS/LIG

July 13, 2017 | Last Modified: July 13, 2017 at 10:57 am | Category: Central Government, Pradhan Mantri Yojana

Pradhan Mantri Awas Yojana, a flagship housing scheme of Narendra Modi government is providing benefits to people across the country through 4 main components. However, in previous months the central government has amended one of the most important component of PMAY which is Credit Linked Subsidy Scheme or CLSS.

Earlier the CLSS was applicable only for EWS and LIG but the government now has also introduced MIG category into it. Under the CLSS component, the home loan borrowers who avail housing loan in 2017 would be provided interest subsidy on home loan interest rates subject to the income and other criteria. There are hundreds of banks and housing finance companies which are providing home loans to eligible beneficiaries under the CLSS component of PMAY.

PMAY Home Loan Subsidy for EWS / LIG
PMAY Home Loan Banks List for CLSS for MIG

Below is the complete list of PMAY Home Loan Banks for EWS/LIG under CLSS Component.

PMAY Home Loan Banks List for EWS/LIG

S. No. Name of PLI (Primary Lending Institution) Website PLI Code
1. Aadhar Housing Finance Ltd. AADR1101
2. Aditya Birla Housing Finance Ltd. BRLA1101
3. Akme Star Housing Finance Ltd. AKME1101
4. Aptus Value Housing Finance India Ltd. APTS1101
5. Aspire Home Finance Corporation Ltd. ASPR1101
6. AU Housing Finance Ltd. AUHF1101
7. Can Fin Homes Ltd. CANF1101
8. Capital First Home Finance Ltd. CAPT1101
9. Capri Global Housing Finance Private Limited CPRI1101
10. Cent Bank Home Finance Ltd. CENT1101
11. Dewan Housing Finance Corporation Ltd. DHFL1101
12. DHFL Vyasa Housing Finance Ltd. DVYS1101
13. DMI Housing Finance Pvt. Ltd. DMIH1101
14. Edelweiss Housing Finance Ltd. EDEL1101
15. Fast Track Housing Finance Pvt. Ltd. FAST1101
16. Fullerton Home Finance Company Ltd. FULL1101
17. GIC Housing Finance Ltd. GICH1101
18. GRUH Finance Ltd. GRUH1101
19. Habitat Microbuild India Housing Finance Company Pvt. Ltd. HABT1101
20. HBN Housing Finance Ltd. HBNH1101
21. Hinduja Housing Finance Limited HIND1101
22. Home First Finance Company India Pvt. Ltd. HOFT1101
23. Housing and development Corporation Ltd. HUDC1101
24. Housing Development Finance Corporation Ltd. HDFC1101
25. ICICI Home Finance Company Ltd. ICIC1101
26. India Bulls Housing Finance Ltd. INDB1101
27. India Home Loan Ltd. INDH1101
28. India Infoline Housing Finance Ltd. IIHF1101
29. India Shelter Finance Corporation Ltd. ISFC1101
30. Khush Housing Finance Ltd. KUSH1101
31. L & T Housing Finance Ltd. LNTH1101
32. LIC Housing Finance Ltd. LICH1101
33. Magma Housing Finance MGMA1101
34. Mahindra Rural Housing Finance Ltd. MAHR1101
35. Mamata Housing Finance Company Pvt. Ltd. MAMT1101
36. Manipal Housing Finance Syndicate Ltd. MNPL1101
37. Mannappuram Home Finance Pvt. Ltd. MNPM1101
38. MAS Rural Housing and Mortgage Finance Ltd. MASR1101
39. Mentor Home Loans India Ltd. MENT1101
40. Micro Housing Finance Corporation Ltd. MICR1101
41. Muthoot
Homefin(India) Ltd. MUHL1101
42. Muthoot Housing Finance Company Ltd. MUHF1101
43. National Trust Housing Finance Ltd. NATH1101
44. New Habitat Housing Finance and Development Ltd. NEWH1101
45. Nivara Home finance limited NVRA1101
46. North East Region Housing Finance Company Ltd. NERH1101
47. Orange City Housing Finance Ltd. OCHF1101
48. Panthoibi Housing Finance Company Ltd. PAHF1101
49. PNB Housing Finance Ltd. PNBH1 101
50. RAAS Housing Finance (India) Ltd. RAAS1101
51. Reliance Home Finance Ltd. RELH1101
52. Religare Housing Development Finance Corporation Ltd. RLGR1101
53. Repco Home Finance Ltd. RPCO1101
54. Sahara Housing Fina Corporation Ltd. SAHA1101
55. Saral Home Finance Ltd. SARL1101
56. SEWA Grih Rin Ltd. SEWA1101
57. Shriram Housing Finance Ltd. SHRM1101
58. Shubham Housing Development Finance Company Pvt. Ltd. SUBM1101
59. SRG Housing Finance Ltd. SRGH1101
60. Sundaram BNP Paribas Home Finance Ltd. SBNP1101
61. Supreme Housing Finance Limited SUPH1101
62. Swagat Housing Finance Company Ltd. SWGT1101
63. Swarna Pragati Housing Microfinance Private Limited SWPR1101
64. Tata Capital Housing Finance Ltd. TATA1101
65. USB Housing Finance Corporation Ltd. USBH1101
66. Vastu Housing Finance Corporation Ltd. VAST1101
67. Viva Home Finance Ltd. VIVA1101
68. West End Housing Finance Limited WEST1101
69. Ummeed Housing Finance Private Limited UMED1101
70. IKF Housing Finance Private Limited IKFL1101
71. Centrum Housing Finance Ltd. CTRM1101
72. Manibhavnam Home Finance India Pvt. Ltd. MANI1101
73. Bee Secure Home Finance Pvt. Ltd. BSEC1101
74. IndoStar Home Finance Pvt. Ltd. INDO1101
75. KIFS Housing Finance Pvt. Ltd. KIFS1101
S. No. Public Sector Banks Website PLIcode
1. Allahabad Bank ALLA0101
2. Andhra Bank ANDB0101
3. Bank of Baroda BARB0101
4. Bank of India BKID0101
5. Bank of Maharashtra MAHB0101
6. Canara Bank CNRB0101
7. Corporation Bank CORP0101
8. Dena Bank www. .in BKDN0101
9. IDBI Bank Ltd. IBKL0101
10. Indian Bank IDIB0101
11. Indian Overseas Bank IOBA0101
12. Oriental Bank of Commerce ORBC0101
13. Punjab & Sind Bank PSIB0101
14. Punjab National Bank PUNB0101
15. State Bank of India* SBIN0101
16. Syndicate Bank www. SYNB0101
17. UCO Bank UCBA0101
18. Union Bank of India UBIN0101
19. United Bank of India www. unitedbankofindia .com UTBI0101
1. Axis Bank Ltd. UTIB0201
2. DCB Bank Ltd. DCBL0201
3. ICICI Bank Ltd. ICIC0201
4. Karnataka Bank Ltd. KARB0201
5. Karur Vysya Bank Ltd. KVBL0201
6. Tamilnad Mercantile Bank Ltd. TMBL0201
7. Catholic Syrian Bank CSBK0201
8. The Federal Bank Ltd. FDRL0201
9. Yes Bank YESB0201
10. Bandhan Bank Ltd. BAND0201
11. IDFC Bank Ltd. IDFC0201
1. Allahabad UP Gramin Bank ALUP0301
2. Andhra Pradesh Grameena Vikas Bank APVB0301
3. Andhra Pragati Grameena Bank APGB0301
4. Arunanchal Pradesh Rural Bank ARUN0301
5. Assam Gramin Vikas Bank ASVB0301
6. Baroda Gujarat Gramin Bank BGUJ0301
7. Dena Gujarat Gramin Bank www. DGUJ0301
8. Karnataka Vikas Grameena Bank KVGB0301
9. Kerala Gramin Bank KLGB0301
10. Langpi Dehangi Rural Bank LNGP0301
11. Madhya Bihar Gramin Bank MBGB0301
12. Maharashtra Gramin Bank MAHA0301
13. Manipur Rural Bank MANI0301
14. Mizoram Rural Bank MZRM0301
15. Nagaland Rural Bank Not Available NAGA0301
16. Narmada Jhabua Gramin Bank NJGB0301
17. Pragathi Krishna Gramin Bank PKGB0301
18. Saurashtra Gramin Bank SAUG0301
19. Utkal Grameen Bank UTKL0301
20. Chhattisgarh Rajya Gramin Bank CHGR0301
21. Tripura Gramin Bank TRIP0301
22. Madhyanchal Gramin Bank MDYN0301
23. Odisha Gramiya Bank ODGB030 1
24. Kashi Gomti Samyut Bank KGSB0301
25. Pallavan grama bank PALV0301
26. Pandyan Grama Bank PYGB0301
27. Uttar Bihar Gramin Bank UBGB0301
28. Prathama Bank PRAT0301
29. Gramin Bank of Aryavart www.aryavart-rrb. com ARYA0301
30. Baroda Uttar Pradesh Gramin Bank BUPG0301
31. Punjab Gramin Bank PUNG0301
32. Kaveri Grameena Bank KAVG0301
33. Sarva Haryana Gramin Bank SHRG0301
34. Central Madhya Pradesh Gramin Bank
35. Chaitanya Godavari Grameena Bank CGGB0301
36. Vidharbha Kokan Gramin Bank VKGB0301
37. Saptagiri Grameena Bank SGRB0301
1. Bombay Mercantile Co-operative Bank BOMM0401
2. Prime Co-operative Bank Ltd. PMEC0401
3. Punjab & Maharastra Co­operative Bank Ltd. PMCB0401
4. Rajkot Nagarik Sahakari Bank Limited RNSB0401
5. Shri Mahila Sewa Sahakari Bank Ltd. SEWA0401
6. The Ahmedabad Mercantile Co­operative Bank Ltd. AMCB0401
7. The Gujarat State Co-operative Bank Ltd GSCB0401
8. The Kalyan Janata Sahakari Bank Ltd. KJSB0401
9. The West Bengal State Co­operative Bank Ltd. WBSC0401
10. The Bharat Co-operative Bank (Mumbai) Ltd. BCBM0401
11. The Greater Bombay Co­operative Bank Ltd. GBCB0401
12. The Nawangar Co-operative Bank Ltd. NWCB0401
13. Citizen Credit Co-op Bank Limited CCBL0401
14. Sarvodaya Commercial Co­operative Bank SARV0401
15. Jalgaon Janata Sahakari Bank Ltd. JJSB0401
16. Saraswat Cooperative Bank Ltd. www. saraswatbank. com SCBL0401
17. NKGSB Co Operative bank Ltd. NKGS0401
1. Ujjivan Small Finance Bank USFB0501
2. Utkarsh Small Finance Bank Ltd. www.utkarshmfi .com UTKA0501
3. AU Financiers Ltd. AUFI0501
4. Suryoday Small Finance Bank Ltd. SSFB0501
5. Equitas Small Finance Bank www.equitasbank. com ESFB0501
1. Satya Micro Capital Ltd. www. satyamicrocapital. com STYA0601
2. Spandana Sphoorty Financial Ltd. SPAN0601
3. Digamber Capfin Limited DGCF0601
4. SV Creditline Private Limited SVCL0601
5. Annapurna Micro Finance Pvt. Ltd. ANNA0601
6. Margdarshak Financial Services limited MARG0601

DATA SOURCE: National Housing Bank Website

There is a total of 170 primary lending institutions which are providing home loans to EWS/LIG under the CLSS component of Pradhan Mantri Awas Yojana. These PLI’s includes, Non-Banking finance companies, public and private sector banks, regional and co-operative banks, micro finance institutions and small finance banks.

Home loans for Pradhan Mantri Awas Yojana can be applied online through the official websites of the banks and housing finance companies as listed above or the individuals can directly visit the bank branch for more details.