Pradhan Mantri Awas Yojana (PMAY) Housing Loan Schemes by Banks

Pradhan Mantri Awas Yojana
November 6, 2016 | Last Modified: November 6, 2016 at 3:11 pm | Category: Central Government, Pradhan Mantri Yojana

Looking for housing loan under Pradhan Mantri Awas Yojana, you can now do so online. The central government has allowed online submission of application forms for PMAY – Urban. The eligible candidates can apply for Pradhan Mantri Awas Yojana – Urban through common service centers from 3rd November onwards.

Facility to apply online for Pradhan Mantri Awas Yojana will be available at about 60000 common service centers in urban areas across the country.

An application cost of Rs. 25 will be charged by the CSC’s per application. Each application will be thoroughly reviewed and accepted only if the candidature of the applicant is found eligible as per the criteria.

Home Loans Under PM Awas Yojana

Once the application is approved, the applicants who have opted for subsidized housing loan will be provided facility to avail loan at subsidized interest rate. However, subsidy on interest will be provided on a loan of maximum Rs. 6 Lakh availed for a tenure of up to 15 years. In case the beneficiary avails more loan amount, then normal bank interest rate will be applicable on rest of the amount.

Below is the list of some of the leading banks and finance institutions with links to read about PM Awas Yojana home loans.

Canara Bank:
Bank of India:
Corporation Bank:
Punjab National Bank:
Bank of Baroda:
J&K Bank:
IDBI Bank:
Yes bank:
Tata Capital:
IIFL Home Loans:

So far about 150 banks and Housing Finance Companies have signed with National Housing Bank for the scheme.
Below is the list of Primary Lending Institutions who have signed the MoUs with Central Nodal Agencies (CNAs) to avail housing loans to beneficiaries, status as on 31 August 2016

Sl. No. Housing Finance Companies (HFCs) Website Name of the CNAs
1 Aspire Home Finance Corporation Ltd. NHB
2 AU Housing Finance Ltd. NHB
3 Dewan Housing Finance Corporation Ltd. NHB
4 Mentor Home Loans India Ltd. NHB
5 Micro Housing Finance Corporation Ltd. NHB
6 National Trust Housing Finance Ltd. NHB
7 New Habitat Housing Finance and Development Ltd. NHB
8 India Shelter Finance Corporation Ltd. NHB
9 North East Region Housing Finance Company Ltd. NHB
10 Orange City Housing Finance Ltd. NHB
11 RAAS Housing Finance India Ltd. NHB
12 Shriram Housing Finance Ltd. NHB
13 Shubham Housing Development Finance Company Pvt. Ltd. NHB
14 Sundaram BNP Paribas Home Finance Ltd. NHB
15 Saral Home Finance Ltd. NHB
16 Adhar Housing Finance Ltd. NHB
18 Sahara Housing Finance Corporation Ltd. NHB
19 India Bulls Housing Finance Ltd. NHB
20 Magma Housing Finance NHB
21 PNB Housing Finance Ltd. NHB
22 Mahindra Rural Housing Finance Ltd. NHB
23 LIC Housing Finance Ltd. NHB
24 Muthoot Housing Finance Company Ltd. NHB
25 Capital First Housing Finance Ltd. NHB
26 GIC Housing Finance Ltd. NHB
27 SEWA Grih Rin Ltd. NHB
28 MAS Rural Housing and Mortgage Finance Ltd. NHB
29 Akme Star Housing Finance Ltd. NHB
30 Viva Home Finance Ltd. NHB
31 Panthoibi Housing Finance Company Ltd. NHB
32 Manipal Housing Finance Syndicate Ltd. NHB
33 ICICI Home Finance Company Ltd. NHB
34 Repco Home Finance Ltd. NHB
35 DHFL Vyasa Housing Finance Ltd. NHB
36 Aptus Value Housing Finance India Ltd. NHB
37 Home First Finance Company India Pvt. Ltd. NHB
38 SRG Housing Finance Ltd. NHB
39 India Home Loan Ltd. NHB
40 Can Fin Homes Ltd. NHB
41 Swagat Housing Finance Company Ltd. NHB
42 Equitas Housing Finance Pvt. Ltd. NHB
43 India Infoline Housing Finance Ltd. NHB
44 Cent Bank Home Finance Ltd. NHB
45 HBN Housing Finance Ltd. NHB
46 Habitat Microbuild India Housing Finance Company Pvt. Ltd. NHB
47 Aditya Birla Housing Finance Ltd. NHB
48 Edelweiss Housing Finance Ltd. NHB
49 L & T Housing Finance Ltd. NHB
50 Mannappuram Home Finance Pvt. Ltd. NHB
51 GRUH Finance Ltd. NHB
52 Tata Capital Housing Finance Ltd. NHB
53 Fast Track Housing Finance Pvt. Ltd. NHB
54 HDFC Ltd. NHB
55 Religare Housing Development Finance Corporation Ltd. NHB
56 Vastu Housing Finance Corporation Ltd. NHB
57 Fullerton Home Finance Company Ltd. NHB
58 USB Housing Finance Corporation Ltd. NHB
59 DMI Housing Finance Pvt. Ltd. NHB
60 Muthoot Homefin Ltd. NHB
61 Reliance Home Finance Ltd. NHB
62 Khush Housing Finance Ltd. NHB
63 Capri Global Housing Finance Pvt. Ltd. NHB
64 Supreme Housing Finance Ltd. NHB
65 Swarna Pragati Housing Microfinance Pvt. Ltd. NHB
66 Nivara Home Finance Ltd. NHB
67 Hinduja Housing Finance Ltd. NHB
68 Mamta Housing Finance Company Pvt. Ltd. NHB
Public Sector Banks
1 Punjab & Sind Bank NHB
2 State Bank of Bikaner & Jaipur NHB
3 Corporation Bank NHB
4 Bhartiya Mahila Bank
5 Punjab National Bank
6 Allahabad Bank NHB
7 UCO Bank NHB
8 United Bank of India NHB
9 Indian Overseas Bank
10 Bank of Baroda
11 IDBI Bank Ltd.
12 Dena Bank NHB
13 Andhra Bank NHB
14 Bank of India
15 Bank of Maharashtra
16 State Bank of Hyderabad NHB
17 Vijaya Bank HUDCO
18 Central Bank of India HUDCO
19 Indian Bank NHB
20 State Bank of Travancore NHB
21 State Bank of Mysore NHB
22 Canara Bank NHB
23 Union Bank of India NHB
24 Syndicate Bank NHB
25 Oriental Bank of Commerce NHB
26 State Bank of India NHB
27 State Bank of Patiala NHB
Private Sector Banks
1 Axis Bank Ltd. NHB
2 DCB Bank Ltd. NHB
3 J & K Bank HUDCO
4 City Union Bank HUDCO
5 Karnataka Bank Ltd. NHB
6 ICICI Bank Ltd. NHB
7 Tamilnad Mercantile Bank Ltd. NHB
8 South Indian Bank Ltd. HUDCO
9 Nainital Bank HUDCO
10 Karur Vysya Bank NHB
11 Lakshmi Vilas Bank HUDCO
12 Dhanlaxmi Bank Ltd. HUDCO
13 Catholic Syrian Bank NHB
14 The Federal Bank Ltd. NHB
15 Yes Bank NHB
Regional Rural Banks
1 Mizoram Rural Bank NHB
2 Meghalaya Rural Bank HUDCO
3 Karnataka Vikas Grameena Bank NHB
4 Saurashtra Gramin Bank NHB
5 Nagaland Rural Bank NHB
6 Baroda Rajasthan Kshetriya Gramin Bank HUDCO
7 Uttarakhand Gramin Bank HUDCO
8 Vananchal Gramin Bank HUDCO
9 Jharkhand Gramin Bank HUDCO
10 Rajasthan Marudhara Gramin Bank HUDCO
11 Bangiya Gramin Vikas Bank HUDCO
12 Telangana Grameena Bank HUDCO
13 Narmada Jhabua Gramin Bank NHB
14 Maharashtra Gramin Bank NHB
15 Madhya Bihar Gramin Bank NHB
16 Baroda Gujarat Gramin Bank NHB
17 Pragathi Krishna Gramin Bank NHB
18 Arunachal Pradesh Rural Bank NHB
19 Langpi Dehangi Rural Bank NHB
20 Andhra Pragathi Grameena Bank NHB
21 Utkal Grameen Bank NHB
22 Allahabad U P Gramin Bank NHB
23 Dena Gujarat Gramin Bank NHB
24 Andhra Pradesh Grameena Vikas Bank NHB
25 Satluj Gramin Bank HUDCO
26 Assam Gramin Vikash Bank NHB
27 Kerala Gramin Bank NHB
28 Manipur Rural Bank NHB
29 Uttarbanga Kshetriya Gramin Bank HUDCO
30 Tripura Gramin Bank NHB
31 Chhattisgarh Rajya Gramin Bank NHB
32 Bihar Gramin Bank HUDCO
33 J & K Grameen Bank HUDCO
34 Sarva U.P. Gramin Bank HUDCO
35 Madhyanchal Gramin Bank NHB
36 Odisha Gramin Bank NHB
37 Kashi Gomti Samyut Gramin Bank NHB
38 Pandayan Grama Bank NHB
39 Purvanchal Bank HUDCO
40 Uttar Bihar Gramin Bank NHB
41 Prathama Bank NHB
42 Gramin Bank of Aryavart NHB
43 Baroda Uttar Pradesh Gramin Bank NHB
44 Ellaquai Dehati Bank HUDCO
Co-operative Banks
1 Prime Co-operative Bank Ltd. NHB
2 Shri Mahila Sewa Sahakari Bank Ltd. NHB
3 Ahmedabad Mercantile Co-operative Bank Ltd. NHB
4 Kalupur Commercial Co-operative Bank Ltd. HUDCO
5 Mehsana Urban Co-operative Bank Ltd. HUDCO
6 Cosmos Co-operative Urban Bank Ltd. HUDCO
7 Nutan Nagarik Sahakari Bank Ltd. HUDCO
8 The Goa State Co-operative Bank Ltd. HUDCO
9 Jharkhand State Co-operative Bank Ltd. HUDCO
10 Odisha State Co-operative Bank HUDCO
11 Sikkim State Co-operative Bank Ltd. HUDCO
12 The Surat People’s Cooperative Bank Ltd. HUDCO
13 Bombay Mercantile Co-operative Bank NHB
14 Punjab & Maharashtra Co-operative Bank Ltd. NHB
15 Rajkot Nagarik Sahakari Bank Ltd. NHB
16 The West Bengal State Co-operative Bank Ltd. NHB
17 The Kalyan Janata Sahakari Bank Ltd. NHB
18 The Gujarat State Co-operative Bank Ltd. NHB
19 Shikshak Sahakari Bank Ltd. HUDCO
20 Mizoram Cooperative Apex Bank Ltd. HUDCO
21 The Mahanagar Co-operative Bank Ltd. HUDCO
22 The Bharat Co-operative Bank (Mumbai) Ltd. NHB
23 The Greater Bombay Co-operative Bank Ltd. NHB
24 The Nawangar Co-operative Bank Ltd. NHB
25 Citizen Credit Co-operative Bank Ltd. NHB
26 Sarvodaya Commercial Cooperative Bank NHB
27 Bihar State Cooperative Bank Ltd. HUDCO
28 Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. HUDCO
29 Chhattisgarh Rajya Sahakari Bank Maryadit HUDCO
30 J & K State Cooperative Bank HUDCO
31 Sangli Urban CoOperative Bank Ltd. HUDCO
32 Meghalaya Co-Operative Apex Bank Ltd. HUDCO
33 Karad Urban Co-Operative Bank Ltd. HUDCO

NHB: National Housing Bank
HUDCO: Housing and Urban Development Corporation Ltd.

14 comments on “Pradhan Mantri Awas Yojana (PMAY) Housing Loan Schemes by Banks

  1. I Want Know a 11 Years Service Holder till date but thy 17 years Daily Wagers Basic left than after 11 years Retirement thy cane any eligible Scheme thank’s surya

  2. chandhra sekara reddy says:

    what is the time limit to get total home from the date of regestration
    how to apply andhrapradesh people

  3. babitha says:

    how to apply for housing lone, were i get exact information in hyderabad

  4. pawan meena says:

    PM Awas yojana ki jankari

  5. kamlesh s rabari says:

    Sir Mary pashy ger Nathi Mary ger lavu 6. Tamari. Awash yojnamaa plish sir help my. My. Mobil 9898878087. Vadodara

  6. Sk Sarfaraz Ali says:

    sir hum jub csc center jate hai to waha bank selection option nhe aara kya krna sir plzzz reply me on my mobile no 7036940969

  7. sonu yadav says:


  8. MD Sajid says:

    Where should I apply in Hyderabad?

  9. Rajib Chowdhury says:

    I want to Housing Scheme PM MODI Awas Yojana ,

  10. amit jha says:

    i want to housing scheme PM MODI awas yojana.

  11. amit jha says:

    i want to housing scheme PM MODI awas yojana.


  12. amit jha says:

    I want to Housing Scheme PM MODI Awas Yojana ,


  13. Pramod says:

    aawedan karane ka site kya hai.
    Please share site name

  14. Pramod says:

    Mumbai mai rant pe rahata hu. is yojana ke liye aawedan kaise kare

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