Pradhan Mantri Awas Yojana (PMAY) Housing Loan Schemes by Banks

Pradhan Mantri Awas Yojana
November 6, 2016 | Last Modified: November 6, 2016 at 3:11 pm | Category: Central Government, Pradhan Mantri Yojana

Looking for housing loan under Pradhan Mantri Awas Yojana, you can now do so online. The central government has allowed online submission of application forms for PMAY – Urban. The eligible candidates can apply for Pradhan Mantri Awas Yojana – Urban through common service centers from 3rd November onwards.

Facility to apply online for Pradhan Mantri Awas Yojana will be available at about 60000 common service centers in urban areas across the country.

An application cost of Rs. 25 will be charged by the CSC’s per application. Each application will be thoroughly reviewed and accepted only if the candidature of the applicant is found eligible as per the criteria.

Home Loans Under PM Awas Yojana

Once the application is approved, the applicants who have opted for subsidized housing loan will be provided facility to avail loan at subsidized interest rate. However, subsidy on interest will be provided on a loan of maximum Rs. 6 Lakh availed for a tenure of up to 15 years. In case the beneficiary avails more loan amount, then normal bank interest rate will be applicable on rest of the amount.

Below is the list of some of the leading banks and finance institutions with links to read about PM Awas Yojana home loans.

Canara Bank: http://www.canarabank.com/English/Scripts/PRADHAN%20MANTRI%20AWAS%20YOJNA.aspx
Bank of India: http://www.bankofindia.co.in/english/Awas.aspx
ICICI Bank: https://www.icicibank.com/Personal-Banking/loans/home-loan/pradhan-mantri-awas-yojna.page?
Corporation Bank: http://www.corpbank.com/loans/Pradhan-Mantri-Awas-Yojana-PMAY
Punjab National Bank: https://www.pnbindia.in/housing-loan-for-public-pradhan-mantri-awas-yojana-housing-for-all.html
Bank of Baroda: http://www.bankofbaroda.co.in/rur/Awas.asp
J&K Bank: http://www.jkslbc.com/pmay.php
IDBI Bank: https://www.idbi.com:8443/home-loan-PMAY-CLSS.asp
Yes bank: https://www.yesbank.in/media/press-releases/fy-2016-17/yes-bank-launches-yes-khushi%E2%80%93affordable-home-loans
Tata Capital: http://www.tatacapital.com/home-loans/affordable-housing-finance.htm
IIFL Home Loans: http://www.iiflhomeloans.com/iifl-blogs/home-loan-is-at-subsidized-rate

So far about 150 banks and Housing Finance Companies have signed with National Housing Bank for the scheme.
Below is the list of Primary Lending Institutions who have signed the MoUs with Central Nodal Agencies (CNAs) to avail housing loans to beneficiaries, status as on 31 August 2016

Sl. No. Housing Finance Companies (HFCs) Website Name of the CNAs
1 Aspire Home Finance Corporation Ltd. www.ahfcl.com NHB
2 AU Housing Finance Ltd. www.auhfin.in NHB
3 Dewan Housing Finance Corporation Ltd. www.dhfl.com NHB
4 Mentor Home Loans India Ltd. www.mentorhousing.com NHB
5 Micro Housing Finance Corporation Ltd. www.mhfcindia.com NHB
6 National Trust Housing Finance Ltd. www.natrusthome.com NHB
7 New Habitat Housing Finance and Development Ltd. www.newhabitat.in NHB
8 India Shelter Finance Corporation Ltd. www.indiashelter.in NHB
9 North East Region Housing Finance Company Ltd. www.nerhofic.co.in NHB
10 Orange City Housing Finance Ltd. www.ochfl.com NHB
11 RAAS Housing Finance India Ltd. www.raashfc.com NHB
12 Shriram Housing Finance Ltd. www.shriramhousing.in NHB
13 Shubham Housing Development Finance Company Pvt. Ltd. www.shubham.co NHB
14 Sundaram BNP Paribas Home Finance Ltd. www.sundarambnpparibashome.com NHB
15 Saral Home Finance Ltd. www.saraldhan.com NHB
16 Adhar Housing Finance Ltd. www.aadharhousing.com NHB
17 HUDCO www.hudco.org NHB
18 Sahara Housing Finance Corporation Ltd. www.saharahousingfina.com NHB
19 India Bulls Housing Finance Ltd. www.indiabullshomeloans.com NHB
20 Magma Housing Finance www.magmahfc.co.in NHB
21 PNB Housing Finance Ltd. www.pnbhousing.com NHB
22 Mahindra Rural Housing Finance Ltd. www.mahindrahomefinance.com NHB
23 LIC Housing Finance Ltd. www.lichousing.com NHB
24 Muthoot Housing Finance Company Ltd. www.muthootgroup.com NHB
25 Capital First Housing Finance Ltd. www.capfirst.com NHB
26 GIC Housing Finance Ltd. www.gichfindia.com NHB
27 SEWA Grih Rin Ltd. www.sgrlimited.in NHB
28 MAS Rural Housing and Mortgage Finance Ltd. www.mrhmfl.co.in NHB
29 Akme Star Housing Finance Ltd. www.akmestarhousing.com NHB
30 Viva Home Finance Ltd. www.vivagroup.in NHB
31 Panthoibi Housing Finance Company Ltd. www.phfcl.org.in NHB
32 Manipal Housing Finance Syndicate Ltd. www.manipalhousing.com NHB
33 ICICI Home Finance Company Ltd. www.icicihfc.com NHB
34 Repco Home Finance Ltd. www.repcohome.com NHB
35 DHFL Vyasa Housing Finance Ltd. www.dvhousing.com NHB
36 Aptus Value Housing Finance India Ltd. www.aptusindia.com NHB
37 Home First Finance Company India Pvt. Ltd. www.homefirstindia.com NHB
38 SRG Housing Finance Ltd. www.srghousing.com NHB
39 India Home Loan Ltd. www.indiahomeloan.co.in NHB
40 Can Fin Homes Ltd. www.canfinhomes.com NHB
41 Swagat Housing Finance Company Ltd. www.swagathfc.in NHB
42 Equitas Housing Finance Pvt. Ltd. www.equitashf.in NHB
43 India Infoline Housing Finance Ltd. www.iiflhomeloans.com NHB
44 Cent Bank Home Finance Ltd. www.cbhfl.com NHB
45 HBN Housing Finance Ltd. www.hbnhousing.com NHB
46 Habitat Microbuild India Housing Finance Company Pvt. Ltd. www.microbuildindia.com NHB
47 Aditya Birla Housing Finance Ltd. www.adityabirlahomeloans.com NHB
48 Edelweiss Housing Finance Ltd. www.edelweissfin.com NHB
49 L & T Housing Finance Ltd. www.lthousingfinance.com NHB
50 Mannappuram Home Finance Pvt. Ltd. www.manappuram.com NHB
51 GRUH Finance Ltd. www.gruh.com NHB
52 Tata Capital Housing Finance Ltd. www.tatacapitalhfl.com NHB
53 Fast Track Housing Finance Pvt. Ltd. www.fasttrackhfc.com NHB
54 HDFC Ltd. www.hdfc.com NHB
55 Religare Housing Development Finance Corporation Ltd. www.religarehomeloans.com NHB
56 Vastu Housing Finance Corporation Ltd. NHB
57 Fullerton Home Finance Company Ltd. www.fullertonindia.com NHB
58 USB Housing Finance Corporation Ltd. www.usbhousing.in NHB
59 DMI Housing Finance Pvt. Ltd. www.dmihousingfinance.in NHB
60 Muthoot Homefin Ltd. www.muthootfinance.com NHB
61 Reliance Home Finance Ltd. www.reliancehomefinance.com NHB
62 Khush Housing Finance Ltd. www.khfl.co.in NHB
63 Capri Global Housing Finance Pvt. Ltd. NHB
64 Supreme Housing Finance Ltd. NHB
65 Swarna Pragati Housing Microfinance Pvt. Ltd. www.swarnapragatihousing.com NHB
66 Nivara Home Finance Ltd. NHB
67 Hinduja Housing Finance Ltd. NHB
68 Mamta Housing Finance Company Pvt. Ltd. www.mamtahousingfinance.com NHB
Public Sector Banks
1 Punjab & Sind Bank www.psbindia.com NHB
2 State Bank of Bikaner & Jaipur www.sbbjbank.com NHB
3 Corporation Bank www.corpbank.com NHB
4 Bhartiya Mahila Bank
5 Punjab National Bank
6 Allahabad Bank www.allahabadbank.in NHB
7 UCO Bank www.ucobank.com NHB
8 United Bank of India www.unitedbankofindia.com NHB
9 Indian Overseas Bank
10 Bank of Baroda
11 IDBI Bank Ltd.
12 Dena Bank www.denabank.co.in NHB
13 Andhra Bank www.andhrabank.in NHB
14 Bank of India
15 Bank of Maharashtra
16 State Bank of Hyderabad www.sbhyd.com NHB
17 Vijaya Bank www.vijayabank.com HUDCO
18 Central Bank of India www.centralbankofindia.co.in HUDCO
19 Indian Bank www.indian-bank.com NHB
20 State Bank of Travancore www.statebankoftravancore.com NHB
21 State Bank of Mysore www.onlinesbm.com NHB
22 Canara Bank www.canarabank.in NHB
23 Union Bank of India www.unionbankonline.co.in NHB
24 Syndicate Bank www.syndicatebank.in NHB
25 Oriental Bank of Commerce www.obcindia.co.in NHB
26 State Bank of India www.sbi.co.in NHB
27 State Bank of Patiala www.sbp.co.in NHB
Private Sector Banks
1 Axis Bank Ltd. www.axisbank.com NHB
2 DCB Bank Ltd. www.dcbbank.com NHB
3 J & K Bank www.jkbank.net HUDCO
4 City Union Bank www.cityunionbank.com HUDCO
5 Karnataka Bank Ltd. www.karnatakabank.com NHB
6 ICICI Bank Ltd. www.icicibank.com NHB
7 Tamilnad Mercantile Bank Ltd. www.tmb.in NHB
8 South Indian Bank Ltd. www.southindianbank.com HUDCO
9 Nainital Bank www.nainitalbank.co.in HUDCO
10 Karur Vysya Bank www.kvb.co.in NHB
11 Lakshmi Vilas Bank www.lvbank.com HUDCO
12 Dhanlaxmi Bank Ltd. www.dhanbank.com HUDCO
13 Catholic Syrian Bank www.csb.co.in NHB
14 The Federal Bank Ltd. www.federalbank.co.in NHB
15 Yes Bank www.yesbank.in NHB
Regional Rural Banks
1 Mizoram Rural Bank www.mizoramruralbank.com NHB
2 Meghalaya Rural Bank www.meghalayaruralbank.co.in HUDCO
3 Karnataka Vikas Grameena Bank www.kvgbank.com NHB
4 Saurashtra Gramin Bank www.sgbrrb.org NHB
5 Nagaland Rural Bank NHB
6 Baroda Rajasthan Kshetriya Gramin Bank www.brkgb.com HUDCO
7 Uttarakhand Gramin Bank www.uttarakhandgraminbank.com HUDCO
8 Vananchal Gramin Bank www.vanachalgraminbank.com HUDCO
9 Jharkhand Gramin Bank www.jharkhandgraminbank.com HUDCO
10 Rajasthan Marudhara Gramin Bank www.mgbbank.com HUDCO
11 Bangiya Gramin Vikas Bank www.bgvb.co.in HUDCO
12 Telangana Grameena Bank www.tgbhyd.in HUDCO
13 Narmada Jhabua Gramin Bank www.njgb.in NHB
14 Maharashtra Gramin Bank www.mahagramin.in NHB
15 Madhya Bihar Gramin Bank www.mbgbpatna.com NHB
16 Baroda Gujarat Gramin Bank www.bggb.in NHB
17 Pragathi Krishna Gramin Bank www.pragathikrishnabank.com NHB
18 Arunachal Pradesh Rural Bank www.apruralbank.com NHB
19 Langpi Dehangi Rural Bank www.ldrb.org NHB
20 Andhra Pragathi Grameena Bank www.apgb.in NHB
21 Utkal Grameen Bank www.ugb.co.in NHB
22 Allahabad U P Gramin Bank www.allahabadgraminbank.in NHB
23 Dena Gujarat Gramin Bank www.dggb.co.in NHB
24 Andhra Pradesh Grameena Vikas Bank www.apgvbank.in NHB
25 Satluj Gramin Bank www.sgbbathinda.co.in HUDCO
26 Assam Gramin Vikash Bank www.agvbank.co.in NHB
27 Kerala Gramin Bank www.keralagbank.com NHB
28 Manipur Rural Bank www.manipurruralbank.com NHB
29 Uttarbanga Kshetriya Gramin Bank www.ubkgb.org HUDCO
30 Tripura Gramin Bank www.tripuragraminbank.org NHB
31 Chhattisgarh Rajya Gramin Bank www.cgbank.in NHB
32 Bihar Gramin Bank www.bihargraminbank.in HUDCO
33 J & K Grameen Bank www.jkgb.in HUDCO
34 Sarva U.P. Gramin Bank www.upgb.com HUDCO
35 Madhyanchal Gramin Bank www.mgbank.co.in NHB
36 Odisha Gramin Bank www.odishabank.in NHB
37 Kashi Gomti Samyut Gramin Bank www.kgsgbank.co.in NHB
38 Pandayan Grama Bank www.pandyangramabank.in NHB
39 Purvanchal Bank www.purvanchalbank.com HUDCO
40 Uttar Bihar Gramin Bank www.ubgb.in NHB
41 Prathama Bank www.prathamabank.org NHB
42 Gramin Bank of Aryavart www.aryavart.rrb.com NHB
43 Baroda Uttar Pradesh Gramin Bank www.barodagraminbank.com NHB
44 Ellaquai Dehati Bank www.edb.org.in HUDCO
Co-operative Banks
1 Prime Co-operative Bank Ltd. www.primebankindia.com NHB
2 Shri Mahila Sewa Sahakari Bank Ltd. www.sewabank.com NHB
3 Ahmedabad Mercantile Co-operative Bank Ltd. www.amco-bank.com NHB
4 Kalupur Commercial Co-operative Bank Ltd. www.kalupurbank.com HUDCO
5 Mehsana Urban Co-operative Bank Ltd. www.mucbank.com HUDCO
6 Cosmos Co-operative Urban Bank Ltd. www.cosmosbank.com HUDCO
7 Nutan Nagarik Sahakari Bank Ltd. www.nutanbank.com HUDCO
8 The Goa State Co-operative Bank Ltd. www.gscbgoa.com HUDCO
9 Jharkhand State Co-operative Bank Ltd. www.jscb.gov.in HUDCO
10 Odisha State Co-operative Bank www.oscb.coop HUDCO
11 Sikkim State Co-operative Bank Ltd. HUDCO
12 The Surat People’s Cooperative Bank Ltd. www.spcbl.in HUDCO
13 Bombay Mercantile Co-operative Bank www.bmcbankltd.com NHB
14 Punjab & Maharashtra Co-operative Bank Ltd. www.pmcbank.com NHB
15 Rajkot Nagarik Sahakari Bank Ltd. www.rnsbindia.com NHB
16 The West Bengal State Co-operative Bank Ltd. www.wbscb.com NHB
17 The Kalyan Janata Sahakari Bank Ltd. www.kalyanjanata.in NHB
18 The Gujarat State Co-operative Bank Ltd. www.gscbank.co.in NHB
19 Shikshak Sahakari Bank Ltd. www.shikshakbank.com HUDCO
20 Mizoram Cooperative Apex Bank Ltd. www.mizoapex.com HUDCO
21 The Mahanagar Co-operative Bank Ltd. www.mahanagarbank.com HUDCO
22 The Bharat Co-operative Bank (Mumbai) Ltd. www.bharatbank.com NHB
23 The Greater Bombay Co-operative Bank Ltd. www.greaterbank.com NHB
24 The Nawangar Co-operative Bank Ltd. NHB
25 Citizen Credit Co-operative Bank Ltd. www.citizencreditbank.com NHB
26 Sarvodaya Commercial Cooperative Bank www.sccbank.in NHB
27 Bihar State Cooperative Bank Ltd. http://biharbank.bih.nic.in HUDCO
28 Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. www.pardipeoplesbank.in HUDCO
29 Chhattisgarh Rajya Sahakari Bank Maryadit www.cgapexbank.com HUDCO
30 J & K State Cooperative Bank HUDCO
31 Sangli Urban CoOperative Bank Ltd. www.sangliurbanbank.in HUDCO
32 Meghalaya Co-Operative Apex Bank Ltd. www.mcab.gov.in HUDCO
33 Karad Urban Co-Operative Bank Ltd. www.karadurbanbank.com HUDCO

NHB: National Housing Bank
HUDCO: Housing and Urban Development Corporation Ltd.

14 comments on “Pradhan Mantri Awas Yojana (PMAY) Housing Loan Schemes by Banks

  1. I Want Know a 11 Years Service Holder till date but thy 17 years Daily Wagers Basic left than after 11 years Retirement thy cane any eligible Scheme thank’s surya

  2. chandhra sekara reddy says:

    what is the time limit to get total home from the date of regestration
    how to apply andhrapradesh people

  3. babitha says:

    how to apply for housing lone, were i get exact information in hyderabad

  4. pawan meena says:

    PM Awas yojana ki jankari

  5. kamlesh s rabari says:

    Sir Mary pashy ger Nathi Mary ger lavu 6. Tamari. Awash yojnamaa plish sir help my. My. Mobil 9898878087. Vadodara

  6. Sk Sarfaraz Ali says:

    sir hum jub csc center jate hai to waha bank selection option nhe aara kya krna sir plzzz reply me on my mobile no 7036940969

  7. sonu yadav says:

    SARKARI YOJANA AWAS MUJHE MIL SKTI H KYA….

  8. MD Sajid says:

    Where should I apply in Hyderabad?

  9. Rajib Chowdhury says:

    Sir
    I want to Housing Scheme PM MODI Awas Yojana ,

  10. amit jha says:

    sir
    i want to housing scheme PM MODI awas yojana.

  11. amit jha says:

    sir
    i want to housing scheme PM MODI awas yojana.

    Reply

  12. amit jha says:

    Sir
    I want to Housing Scheme PM MODI Awas Yojana ,

    Reply

  13. Pramod says:

    aawedan karane ka site kya hai.
    Please share site name

  14. Pramod says:

    Mumbai mai rant pe rahata hu. is yojana ke liye aawedan kaise kare

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